Tuesday, December 25, 2012

medicate sophi: charlesmurra8: Speed reading apps for android ...

23 Dec

I installed some speed reading apps and tested them. I?ve so far notices a few ?categories? or groups of equals:

  • One kind exists mostly from showing a text word by word in the middle of the screen. Showing each word a very short time and so you can read at a high wpm because you never need to move your eyes.
  • Another kind is merely a speed reading article disguised as app.
  • Another kind is no speed reading app but just a reading app with a fancy name.
  • Yet another kind is training in the form of news/actually.
  • And the last kind is a training app, not for your own stuff but purely for training.

I only tested them quickly and unions talked the non-interesting. But they aren?t quite what I?m looking for. Maybe I should write one myself for training and guided reading.

This entry was posted in Other and tagged Android, Self Improvement, Speed Reading. Bookmark the permalink.

Source: http://www.tjenwellens.eu/other/speed-reading-apps-for-android/

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Is Commercial Finance required? | Trade Finance Bank

It can be indispensable for businesses to run without having commercial finance today. To bring about smooth functioning of enterprise operations, a enterprise needs to be profitable. Commercial finance might be supplied by quite a few lenders but a bank features a huge division that offers with it.

Security of loans supplied by a bank is completed with the assist of enterprise assets. Repayment of loan made easy this way. Commercial loans get enterprise assets as collaterals and for this reason genuine estate, receivables from invoices and equipments or supplies are often utilised.

To make certain that enterprise development is brought about commercial finance plays a essential role. Expansion of operations and capital development and improvement might be brought about with the assist of commercial finance. Since industry competitors is definitely high today it is quite difficult for businesses to survive and they?ve got to function genuine tricky. Sustainability of your enterprise should be long-term to ensure that the worth of your organization is enhanced. Commercial choices are important and have to be made in the appropriate time.

Robust enterprise acumen is necessary by enterprise pros to analyze once they want commercial finance. To finance their tasks, commercial banks have made it easy for businesses to get commercial loans. Advisory solutions are given by financial institutions for the ideal utilization of commercial finance. Debt based financial arrangements are also achievable through banks and huge financial capital might be created this way.

Economic solutions are now achievable inside a highly customized manner. Tailor made financial solutions suited ideal for your requires are achievable as well. Solutions are huge and you can have comprehensive access to these. Short term financing that?s handy and versatile is an alternative and long-term financing having a huge period for repayment can also be achievable.

Long-term repayment of loans might be made achievable with the commercial genuine estate as collateral. Commercial mortgage is definitely the name given to such king of commercial loan. Mortgaged building ought to serve commercial purposes or may well be a enterprise genuine estate so that you can qualify it as collateral against the forwarded loan. Residential home may well in no case be served as collateral to any sort of commercial loans. Seizing with the collateral in case of default from the debtor might be made from the creditor. It isn?t obligatory for the debtor to pay the deficiency in most of the circumstances. When forwarding loans creditors only see profitability and stability.

If you wish to find out comprehensive particulars on caveat loans it?s essential to discuss with expert in bridging finance.

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Source: http://www.tradefinancebank.com/is-commercial-finance-required/

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Monday, December 24, 2012

Indian PM calls for calm after gang-rape sparks violent protests in capital

In the aftermath of Friday's Newtown school shooting, we've heard tales mostly horrifying and occasionally heroic, from surviving witnesses and mourning citizens alike, but this one lies somewhere in between, all the more unshakeable. One six-year-old Sandy Hook student played dead in her first-grade classroom, her family pastor said late Sunday, with the kind of quick thinking that ended up saving her life but now leaves her with the unshakeable memories of watching all her classmates being shot and killed. ...

Source: http://news.yahoo.com/indian-pm-calls-calm-gang-rape-sparks-violent-045030640.html

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facebook-target-gets-a-boost-and-3-social-media-stocks-seeing-action

Facebook, Inc. (NASDAQ:FB) price target has been increased by Needham & Co. from $25 to $33, 27 percent higher than current trading levels. According to Monday?s research note, the analysts decided to increase their 2013 revenue estimate to $6.5 billion from $6.27 billion and their earnings-per-share estimate has been raised to 65 cents a share from 59 cents. The firm cited expectations for strong mobile revenue growth along with an upside coming from Facebook?s global platform.

LinkedIn Corporation (NYSE:LNKD): Staples Inc., which is the second largest internet retailer, decided to team together with LinkedIn, which is the most prominent professional network globally, to launch SUCCEED: Small Business Network.?The online forum is expected to act as a platform for networking, advice, and content that is intended mainly for small business professionals, according to LinkedIn.?In SUCCEED, Staples and LinkedIn are creating an online community that enables small businesses to connect and collaborate. The group has provided small business professionals with the opportunity to network and discuss important issues, along with sharing success stories and professional hurdles via an online forum that has been created especially for them.

Catalysts are critical to discovering winning stocks. Check out our newest CHEAT SHEET stock picks now.

Groupon, Inc. (NASDAQ:GRPN) acquired CommerceInterface as it attempted to improve the manner in which its e-commerce business operates as attempts to expand globally. CommerceInterface provides a Web-based platform has been designed as a way to help manufacturers, distributors, and retailers facilitate online sales, interact with vendors, and manage their operations. Shares recently traded at $4.82 premarket, which is the same as Friday?s market close.

Zynga, Inc. (NASDAQ:ZNGA) launched landing pages which are precursors to real money online gambling in the United Kingdom. Zynga introduced its social online gambling web site with the tag lines like ?Casino For The People? and ?Poker For The People.? This has been launched as marketing efforts and will be viewable in America, but when the sites go live they will only be accessible to those those who are eighteen years old and over and resident in the United Kingdom.

Don?t Miss: Facebook Pulls a Fast One.

To contact the reporter on this story: staff.writers@wallstcheatsheet.com
To contact the editor responsible for this story: editors@wallstcheatsheet.com

Source: http://wallstcheatsheet.com/stocks/facebook-target-gets-a-boost-and-3-social-media-stocks-seeing-action.html/

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HOME OF THE BRAVE Discussion Page: Death Memorial

Family sues military, doctors in Marine?s boot camp death

DETROIT ? Renee Thurlow knew her 18-year-old son was sick when she talked to him about two months after he left for boot camp at Parris Island, S.C.

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?You sound awful,? she told Justin Haase over the phone about a week before Christmas 2001.

Haase, of Macomb County?s Chesterfield Township, promised to see a doctor, but didn?t mention how exhausted he was or the headaches that made him cry.

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One week later, he died of bacterial meningitis.

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Now, nearly two years after Haase?s death, his mother has filed a lawsuit in U.S. District Court in Detroit against the Navy, two Marine sergeants, a Marine medic and a Navy doctor. The suit, filed last month, says an internal military report shows a series of medical mistakes hastened Haase?s death.

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The lawsuit challenges a 54-year-old U.S. Supreme Court ruling that essentially says the military cannot be held responsible for the death or injury of active duty service members.

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?That law has got to be changed,? Thurlow told the Detroit Free Press for a Tuesday story.

Maj. Ken White, a Parris Island spokesman, said a thorough investigation was conducted.

?We identified people who violated policy and we held them accountable for their actions,? White said.

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Thurlow and her lawyers hope to show that a neglectful chain of events began when Haase arrived at Parris Island.

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Haase missed the dose of antibiotics that recruits receive to ward off infections because he was allergic to penicillin. He should have received an alternative, but the Marines? review found no evidence that he did.

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Military doctors argue that the initial treatment would not have fought bacterial meningitis. The lawsuit claims Haase likely would not have become susceptible if treated upon arrival.

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During a Dec. 22 training course that began at 6:30 a.m., Haase vomited and later began to cry.

A drill instructor took Haase to a military field medic who did not check his breathing, his pulse or temperature, records show.

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Haase stayed in bed for most of the day. When he awoke that evening, he could barely keep his eyes open and was incoherent.

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Just after 8 p.m., a senior drill instructor called 911 and said Haase had ?taken a spill? during the training course. He was sent to Beaufort Naval Hospital.

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A doctor initially focused on a possible head injury until a rectal temperature reading showed a 102-degree fever. A bacterial infection was suspected.

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But Haase?s spinal fluid was not checked for more than another two hours. Healthy people have clear fluid. Haase?s looked like skim milk.

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At 11:30 p.m., Justin received his first antibiotic treatment.

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At 1:55 a.m. on Dec. 23, he was taken for a brain scan. Care for meningitis patients includes five methods to reduce or pre-empt brain swelling. None of those methods was used, medical records show.

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Haase was again moved at 2:25 a.m. He spent the next several hours thrashing in bed and was put in restraints.

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A nurse found Haase with fixed and dilated pupils at 5:30 a.m. He had suffered severe brain trauma.

Around 7 a.m. doctors prepared to fly him to Savannah Memorial Hospital in Georgia and called his family in Michigan.

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Haase was pronounced brain dead at 3:16 p.m. on Dec. 23.

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In early January, a one-page, unsigned letter from Parris Island arrived at the Thurlow house.

?What happened to your son,? the letter said, ?was a freak accident that could have been prevented.?

Thurlow began her quest for answers.

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Haase?s father, Don Haase, though angry and grieving, said it is difficult to blame the Marines.

?Clearly things could have been done differently,? Don Haase said. ?At any point, they could have done something to save him and maybe the outcome would have been different.

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?But at what point in time was it too late??

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Field medics at Parris Island now must consult a doctor by two-way radio when recruits are sick or injured. Drill instructors are educated about warning signs of infectious disease.

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But Thurlow, who wears Haase?s dog tags around her neck, says the lawsuit remains necessary.

?It?s about stopping this before it ever happens again,? she said.

?

?From the Wednesday, August 20, 2003 online
edition of the Augusta Chronicle

AN OPEN
LETTER FROM RENEE THURLOW

Dear Military People and Nonmilitary People:

?

What you are about to read is one of the most important things you can do for yourself, your family and any future person who is to ever join the military. I will try to keep this short, but must explain some things first so you know this is not a farce.

My name is Renee Thurlow. My husband is in the military and in October 2001 our son joined the USMC. Our son never finished. He died a horrible death in boot camp on December 23, 2001. We are NOT placing blame on the institution. We need a strong military. We need one with honorable people in it. That is why we are trying to make it a safer place. Through these last two years we have found that many military people and people in general are under the misconception of being able to sue the government and not being able to sue the government.

I am going to pass on what we have learned. There are thousands of others out there like us who have lost children going to serve this country and the government gives us no help. They fill everything full of lies and cover-ups. We are not taking this sitting down. I am not some freaked out mother who cannot deal with the loss of her son. I am a PROUD mother and wife of two of my guys who serve/served this country like you do.

This could happen to you or one day if your child or grandchild goes off into the military it could happen to them. Those in our government will NOT help you. THIS IS ABOUT THE Feres doctrine. IT IS A DOCTRINE THAT PREVENTS ANY MILITARY MEMBER FROM SUING THE GOVERNMENT not for simple negligence but for intentional, deliberate or grossly negligent acts.
If you go to a military hospital and they cut off the wrong foot, oh well! Tough is what you will be told basically. Many of us have been busting our humps trying to change this. We KNOW if there were an ACCOUNTABILITY factor there would be almost no deaths due to pure grossly negligent or criminal negligence. Unfortunately, the only way to hold someone accountable for their individual wrongful acts if the government will not is through petitioning the federal court for redress of wrong. All of us who have lost a child would rather have our children back, but that is not going to happen. Many people out there have their children living with them because they were not taken care of medically (in a proper manner) in the military hospitals and these children cannot function on their own. This could one day be you or someone you know. We have the greatest chance coming up to change this forever.

WE CANNOT do it without the entire United States joining us!

NO Senator as of this date has stepped forth to stop the abuses under the Feres doctrine! This is unsatisfactory and they have their cushy jobs because of men and women who serve this country and they will not lift a finger to help protect you!

We want them to recognize that fact and care enough to make things safer for those serving this country. It is only right! It could happen to your child.

Justin?s story has been featured in People magazine December 15, 2003, issue and NBC Dateline is on the agenda. The problem of Americans dying due to the gross negligence and or wrongful acts and omissions of federal employees in our military is alarming! Since Justin died I know of at least 6 other deaths in boot camp alone and this does NOT include the ones who died at Camp Pendleton from Meningitis.

This is obscene that these kids are dying needlessly!

This is not just for those of us who have lost kids. It concerns the VA and the people who have served and have been thrown to the side. This is NOT a joke.

Just a FEW minutes of your time can help prevent the possibility of you or someone you love dying needlessly. Your voice can aid in changing the fact that abuses that are happening right here in our own country to our own men and women go unanswered and without any accountability to those who inflicted the injustice.

Our prayers and thanks go out to ALL of the military men and women who serve this country and to the families who know the deepest meaning of sacrifice and support.

Our prayers and thanks go to those who have been lost on the battlefield and to their families who know the truest meaning of loss.

Our prayers and hearts go to those especially who have been robbed of their family member through the abuses caused by an institution that promotes honor as one of their first attributes.
This is for you son ? every tear and every heartbeat. I love you with all of my heart. ?Until we meet at HIS feet.?

PLEASE PASS THIS ON TO EVERYONE YOU KNOW. MILITARY AND NON MILITARY. THANKS AND GOD BLESS ALL OF YOU AND YOUR FAMILIES

Gratefully,
Renee Thurlow

Source: http://hotbmembers.blogspot.com/2012/12/death-memorial_23.html

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Sunday, December 23, 2012

Tips For Purchasing A Real Estate Property - Maynas Eric

When thinking about real estate investing, many people just get a headache. From the legalities involved, to the actual real estate market of today, there are great concerns many hold against the process, which is full of so many different elements. You will be able to find the best investment for you if you put time and efforts into learning more about real estate. Start with this article to familiarize yourself with the basics.

When buying a house, hire your own people. Sometimes the easy way out such as using the realtor?s inspector, is not such a good idea. The bottom line is no one wants to spend money on something that they can get for free. Even though this is true, you will want people that you can trust to protect your interests in such an important decision. Knowing you are receiving candid opinions is certain to give you peace of mind and potentially will save you major stress and expense down the road.

When you find a house that you want to purchase, hire an inspector to check out the house. While you may have well-meaning friends and relatives who offer to inspect the property you are considering buying, do not rely on their opinions instead of paying for a professional inspector?s report. Relying on inexpert opinions can omit serious and potentially costly issues with the property which will end up costing you money to repair and can even injure your relationship with the family member or friend whose opinion you relied on.

TIP! If you are participating in foreclosure purchases, think about hiring a real estate lawyer. Having a legal representative, such as a lawyer, to help guide you through the foreclosure process can really help to alleviate stress from complications arising.

Before you sign your lease agreement, ask the landlord about who is going to take care of the garden. Sometimes rentals require that you handle it yourself, or for you to hire a gardener or yard person. Other rentals include this service in the rent every month.

You can request that the seller help out with closing costs or sweeten the deal with other financial incentives when you make your offer on the house you have in mind. Very often a seller will be willing to cover some of the interest charges early in the loan. Some sellers may be more willing to negotiate on these types of incentives instead of their selling price.

Establish and prioritize a set of goals for the negotiation process. Note all the issue that must be dealt with, and your preferred resolution for each issue. Your highest expectations can dictate your priorities. Your secondary goals offer you the opportunity to demonstrate a certain flexibility when you are negotiating.

TIP! You should make certain that you have funds available to meet the required minimum down payment set by your mortgage company. If you can?t make a traditional down payment, then you may have to get private mortgage insurance.

Keep an eye on homes in pre-foreclosure status. If you can afford to wait before investing in a home, pre-foreclosure can be a good option. When a homeowner is unable to meet payment obligations and is in imminent danger of losing the house, the home is called a pre-foreclosure. You can contact local lenders to see if they have a list of per-foreclosure properties or you can run an ad which states that you are in the market to buy properties for cash. No matter which method you utilize, speak with that current owner to see what they owe, then offer them a few thousand more on that amount. You will discover that you will get a great deal because most owners owe less than the property?s market value.

When you are looking into real estate, understand that this could be your home for a long time. You may be child free now, but sometimes people change their minds. So a look at the local schools can?t hurt.

Have an inspector look at the home you plan to purchase. You don?t want to have a home that needs tons of renovating. Not only will you have to pay a lot to fix everything, you may even have to live somewhere else while your new home is getting fixed.

TIP! Always have a trusted friend or knowledgeable associate accompany you when looking at homes, even if you are shopping exclusively for yourself. This could benefit you because that person may notice something you otherwise would have missed.

Do a little investigative work of your own by measuring the home before you purchase. Make sure the listed square footage is in compliance with public records. A number is considered valid if the difference is not more then about a hundred square feet. If it is more than this, then you might want to consider another property or do some research to figure out why the number as off.

If you made the seller an offer that was rejected, they may still find some way to make the home affordable so you buy it. The seller might take care of a portion of your closing costs, or make some other improvements to the house for you.

The first step to shopping for real estate is organization. Pick up a notebook that you can use to write down any info you find in online searches, in the newspaper, or from friends or an agent. This way, everything is stored neatly in once place and is readily available when the situation calls for it.

TIP! While a home with a view may be lovely to have, don?t spend extra on paying for it. It is somewhat common for people to pay far more than market value for a home that appeals to them, but they can not sell it for what they paid.

When searching for any type of property, hiring a realtor with integrity and a solid reputation is paramount. You can find information about the real estate agent by checking with the BBB (Better Business Bureau) and also through good sources on the Internet. It is also a good idea to ask your friends and family if they can refer you to a reliable real estate agent that they have worked with in the past.

You should now be able to find the resources you need, and have a better idea of how to go about your real estate transaction if you use these tips. Once you understand the ins and outs of real estate investing, you will be able to make more confident and promising choices.

TIP! It is not necessary to buy a home that has more than one fireplace unless the climate calls for it. All you need is one fireplace in the family room.

Join me on Facebook:

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Source: http://www.maynaseric.com/tips-for-purchasing-a-real-estate-property-3

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Audits of businesses for illegal immigrants rising

(AP) ? U.S. Immigration and Customs Enforcement reached its highest number yet of companies audited for illegal immigrants on their payrolls this past fiscal year.

Audits of employer I-9 forms increased from 250 in fiscal year 2007 to more than 3,000 in 2012. From fiscal years 2009 to 2012, the total amount of fines grew to nearly $13 million from $1 million. The number of company managers arrested has increased to 238, according to data provided by ICE.

The investigations of companies have been one of the pillars of President Barack Obama's immigration policy.

When Obama recently spoke about addressing immigration reform in his second term, he said any measure should contain penalties for companies that purposely hire illegal immigrants. It's not a new stand, but one he will likely highlight as his administration launches efforts to revamp the nation's immigration system.

"Our goal is compliance and deterrence," said Brad Bench, special agent in charge at ICE's Seattle office. "The majority of the companies we do audits on end up with no fines at all, but again it's part of the deterrence method. If companies know we're out there, looking across the board, they're more likely to bring themselves into compliance."

While the administration has used those numbers to bolster their record on immigration enforcement, advocates say the audits have pushed workers further underground by causing mass layoffs and disrupted business practices.

When the ICE audit letter arrived at Belco Forest Products, management wasn't entirely surprised. Two nearby businesses in Shelton, a small timber town on a bay off Washington state's Puget Sound, had already been investigated.

But the 2010 inquiry became a months-long process that cost the timber company experienced workers and money. It was fined $17,700 for technicalities on their record keeping.

"What I don't like is the roll of the dice," said Belco's chief financial officer Tom Behrens. "Why do some companies get audited and some don't? Either everyone gets audited or nobody does. Level the playing field."

Belco was one of 339 companies fined in fiscal year 2011 and one of thousands audited that year.

Employers are required to have their workers fill out an I-9 form that declares them authorized to work in the country. Currently, an employer needs only to verify that identifying documents look real.

The audits, part of a $138 million worksite enforcement effort, rely on ICE officers scouring over payroll records to find names that don't match Social Security numbers and other identification databases.

The audits "don't make any sense before a legalization program," said Daniel Costa, an immigration policy analyst at the Economic Policy Institute, a Washington, D.C., think tank. "You're leaving the whole thing up to an employer's eyesight and subjective judgment, that's the failure of the law. There's no verification at all. Then you have is the government making a subjective judgment about subjective judgment."

An AP review of audits that resulted in fines in fiscal year 2011 shows that the federal government is fining industries across the country reliant on manual labor and that historically have hired immigrants. The data provides a glimpse into the results of a process affecting thousands of companies and thousands of workers nationwide.

Over the years, ICE has switched back-and-forth between making names of the companies fined public or not. Lately, ICE has emphasized its criminal investigations of managers, such as a Dunkin' Donuts manager in Maine sentenced to home arrest for knowingly hiring illegal immigrants or a manager of an Illinois hiring firm who got 18 months in prison.

Many employers also wonder how ICE picks the companies it probes.

"Geography is not a factor. The size of the company is not a factor. And the industry it's in is not a factor. We can audit any company anywhere of any size," Bench said. He added ICE auditors follow leads from the public, other employers, employees and do perform some random audits.

But ICE auditors hit ethnic stores, restaurants, bakeries, manufacturing companies, construction, food packaging, janitorial services, catering, dairies and farms. The aviation branch of corporate giant GE, franchises of sandwich shop Subway and a subsidiary of food product company Heinz were among some of the companies with national name recognition. GE was fined $2,000.

In fiscal year 2011, the most recent year reviewed by AP, the median fine was $11,000. The state with the most workplaces fined was Texas with 63, followed by New Jersey with 37.

The lowest fine was $90 to a Massachusetts fishing company. The highest fine was $394,944 to an employment agency in Minneapolis, according to the data released to AP through a public records request.

A Subway spokesman said the company advises franchise owners to follow the law. A Heinz spokesman declined comment.

Bench didn't have specifics on what percentage of fines come from companies having illegal immigrants on their payroll, as opposed to technical paperwork fines in recent years.

Julie Wood, a former deputy director at ICE who now runs a consulting firm, said she'd like to see the burden of proving the legality of a company's workforce go from the employer to the government. She'd like to see a type of program, such as E-Verify, be implemented with the I-9 employment form. E-Verify is a voluntary and free program for private employers that checks a workers eligibility.

"At the end of the day, the fine is the least of it," she said. "Usually the company will spend more on legal fees. But it is a huge headache for the company to lose workers."

Wood said she'd like to see the agency go after more criminal charges and focus on companies that treat worker inhumanely.

___

Manuel Valdes can be reached at http://twitter.com/ByManuelValdes

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-12-23-Immigration-Audits/id-aacca416c1da492eb03aaf3fe101da8c

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